What a 4-Point Inspection Covers in Orlando
A 4-point inspection gives your insurance company a focused look at the four systems most likely to cause a claim. Our licensed inspectors document each one with photos so your underwriter can make a decision without a second visit.
Roof
Covering type, age, condition and estimated remaining life. This is our specialty, and it is the system insurers scrutinize most in Florida.
Electrical
Panel type, wiring condition and any safety hazards, including recalled or outdated panels that carriers flag.
Plumbing
Supply and drain line materials, the water heater and any signs of active or past leaks.
HVAC
Age and condition of the heating and cooling system, since aging units are a common claim source.
Florida 4-Point Inspection Requirements
Most Florida insurers require a 4-point inspection on homes that are 25 years or older, though some carriers start asking sooner, around 15 to 20 years. The report needs to be current, usually completed within the last year, and signed by a licensed inspector. We know exactly what local carriers, including Citizens, expect on the form, so your inspection clears underwriting the first time.
Accurate Reports Your Insurer Will Accept
Our licensed inspectors document each system exactly as we find it, with clear photos to back it up. You get an accurate report your insurer will accept and that you can actually understand. We schedule fast, explain everything in plain language, and make the whole process easy.
4-Point Inspection Cost in Orlando
A 4-point inspection in Orlando typically costs between $150 and $400, and you can lower the total by booking a wind mitigation inspection in the same visit. We publish our pricing openly, so there are no surprises. Add a wind mitigation inspection to capture insurance discounts at the same time.
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Frequently Asked Questions
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