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4-Point Inspection in Orlando, FL

A 4-point inspection is what most Florida insurers require before they will write or renew a policy on an older Orlando home. We check the four systems that matter, roof, electrical, plumbing and HVAC, and deliver a report for your insurance carrier.

★★★★★ 4.9 from Orlando homeowners
  • Completed by a licensed, certified Florida inspector
  • A clear, photo documented report
  • Combine with a wind mitigation inspection and save
  • Built to pass underwriting the first time

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Or call (407) 555-0123.

Trusted local inspectors. Insurance documentation for Florida homes. Fast and friendly.

What a 4-Point Inspection Covers in Orlando

A 4-point inspection gives your insurance company a focused look at the four systems most likely to cause a claim. Our licensed inspectors document each one with photos so your underwriter can make a decision without a second visit.

Roof

Covering type, age, condition and estimated remaining life. This is our specialty, and it is the system insurers scrutinize most in Florida.

Electrical

Panel type, wiring condition and any safety hazards, including recalled or outdated panels that carriers flag.

Plumbing

Supply and drain line materials, the water heater and any signs of active or past leaks.

HVAC

Age and condition of the heating and cooling system, since aging units are a common claim source.

Florida 4-Point Inspection Requirements

Most Florida insurers require a 4-point inspection on homes that are 25 years or older, though some carriers start asking sooner, around 15 to 20 years. The report needs to be current, usually completed within the last year, and signed by a licensed inspector. We know exactly what local carriers, including Citizens, expect on the form, so your inspection clears underwriting the first time.

Accurate Reports Your Insurer Will Accept

Our licensed inspectors document each system exactly as we find it, with clear photos to back it up. You get an accurate report your insurer will accept and that you can actually understand. We schedule fast, explain everything in plain language, and make the whole process easy.

4-Point Inspection Cost in Orlando

A 4-point inspection in Orlando typically costs between $150 and $400, and you can lower the total by booking a wind mitigation inspection in the same visit. We publish our pricing openly, so there are no surprises. Add a wind mitigation inspection to capture insurance discounts at the same time.

Combine and save

What Orlando Homeowners Say

★★★★★
Needed a 4-point fast for our insurance renewal. Booked quickly, carrier accepted it with no problems.
David R., Orlando
★★★★★
They combined our 4-point and wind mitigation in one visit and saved us money. Clear, honest and quick.
Sandra L., Altamonte Springs
★★★★★
Friendly, professional and quick. Straight answers and a report we could understand.
Mike T., Sanford

Frequently Asked Questions

How much does a 4-point inspection cost in Orlando?
A 4-point inspection in Orlando usually costs between $150 and $400. The exact price depends on the size of your home and whether you combine it with a wind mitigation inspection, which most homeowners do to save money and time.
What is a 4-point inspection in Florida?
A 4-point inspection is an insurance inspection that reviews four key systems in your home: the roof, electrical, plumbing and HVAC. Florida insurance companies require it on older homes to confirm those systems are in good working condition before they issue or renew a policy.
What is the 4-point inspection system?
The four points are roof, electrical, plumbing and HVAC. An inspector checks the age and condition of each, notes any safety concerns, and records everything with photos on the standard form your insurer uses to assess risk.
What will fail a 4-point inspection in Florida?
Common issues that cause concern include a roof near the end of its life, active leaks, outdated or recalled electrical panels, older plumbing materials such as polybutylene, and aging or non functioning HVAC systems. A 4-point is not strictly pass or fail, but these findings can affect your coverage, which is why an honest report matters.
Related Orlando inspection services:
Insurance roof inspection Wind mitigation inspection Orlando roof inspection Free roof inspection

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